Debt Payoff Calculator

Choose Your Payoff Strategy

Your Debts

Payoff Summary

Total Debt

$0.00

Time to Debt Free

0 months

Total Interest Paid

$0.00

Month-by-Month Payoff Schedule

How to Use This Debt Payoff Calculator

1. Choose Your Strategy

Snowball: Pay off smallest debts first (builds momentum)
Avalanche: Pay off highest interest first (saves money)

2. Enter Monthly Payment

Input the total amount you can put toward debt each month.

3. Add Your Debts

List each debt with its balance, interest rate, and minimum payment.

4. Review Your Plan

See your payoff timeline and total interest savings.

5. Download Schedule

Get a detailed month-by-month payoff plan.

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